Stable Financial, Inc. Privacy Policy

Last Updated: November 18, 2025

This Privacy Policy explains how we collect, use, and protect information when you visit our public website (the "Website"). It applies only to website visitors. It does not apply to customers using our products or services under a Master Services Agreement ("MSA"). All customer data processing is governed exclusively by the applicable MSA.

1. Information We Collect

We collect the following categories of information when you visit the Website:

a. Information you provide directly

  • Your name, email address, or other details if you submit a contact form or sign up for updates.

b. Information collected automatically

When you visit or interact with the Website, we may automatically collect:

  • IP address

  • Browser type and version

  • Device type and operating system

  • Pages visited and time spent on the site

  • Referring URLs

  • Basic analytics and performance data

  • Cookies and similar tracking technologies

c. Information collected through third-party analytics tools

We may use third-party tools (such as Google Analytics or similar services) to understand how visitors use the Website. These tools may collect:

  • IP address

  • Browser and device information

  • Website activity data (e.g., pages viewed, clicks)

We do not combine analytics data with identifiable information unless you submit information directly to us.

2. How We Use Information

We use the information described above for the following purposes:

  • To operate, maintain, and improve the Website

  • To respond to inquiries or messages you submit

  • To analyze Website usage and performance

  • To prevent fraud, security incidents, or misuse

  • To personalize or improve your experience on the Website

  • To send updates or marketing communications (only if you provide your consent or sign up)

We do not use Website-collected data to provide services under an MSA, and we do not use Website data to train models or perform profiling unrelated to Website operations.

3. How We Share Information

We do not sell personal information.

We may disclose information collected through the Website in the following limited circumstances:

  • Service Providers: We may share information with trusted vendors that help us operate the Website (e.g., analytics providers, hosting providers). These vendors may only use the information as instructed.

  • Legal Requirements: We may disclose information to comply with applicable law, regulations, legal process, or to protect our rights or the rights of others.

  • Business Transfers: If we undergo a merger, acquisition, or corporate reorganization, Website information may be transferred as consistent with applicable law.

We do not share Website data with customers and do not use Website data for service delivery.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Understand how visitors use the Website.

  • Improve Website performance and functionality

  • Enhance your browsing experience

You may control cookies through your browser settings. For more details, see our Cookie Notice linked on the Website.

5. Children's Privacy

The Website is not intended for or directed to children under 13. We do not knowingly collect personal information from children. If we become aware that we have unknowingly collected personal information from a child under the age of 13, we will make reasonable efforts to delete such information from our records.

6. Data Security

We use administrative, technical, and physical safeguards designed to protect the information we collect. However, no method of transmission or storage is completely secure. We cannot guarantee absolute security.

7. Your Rights

Depending on where you live and how you interact with us, you may have certain rights regarding your personal information. Because our business is focused on U.S. B2B relationships and we rely on written MSAs with our customers, many privacy laws (including the California Consumer Privacy Act) apply only in limited circumstances. Even so, we will honor any rights you have under applicable U.S. privacy laws.

These may include the right to:

  • Access the personal information we have about you.

  • Correct information that is inaccurate or incomplete.

  • Request deletion of your personal information, subject to legal exceptions (for example, we may retain information needed for security, legal compliance, or business records).

  • Opt out of certain uses of your information, such as targeted advertising if we were ever to engage in it (we currently do not).

  • Ask questions or make privacy requests using the contact information below.

If you would like to exercise any of these rights, please email us at [email protected]. We may need to verify your identity before processing your request. We will respond within the timeframe required by applicable law.

Please note that we cannot delete or modify information that we must keep for legal, security, or operational reasons, and we cannot opt you out of transactional or service-related communications.

The Website may include links to third-party websites. We are not responsible for the privacy practices or content of those websites.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last Updated" date above. Continued use of the Website after changes means you accept the updated policy.

10. Contact Us

If you have questions about this Privacy Policy, contact us at [email protected].